Got a question? We've got answers.

Autocare spreads the cost of keeping your car on the road across your paydays. WOF, rego, servicing, RUC and roadside assistance, paid for a little at a time, so when something's due, it's already covered. No loans, no credit, no surprise bills.

Tell us your number plate. We'll work our magic and tell you what your car needs, and when.

Then we do the maths. We count your paydays between now and when each thing is due, and split the cost evenly across them. Say something costs $52 and it's due in a year: that's $1 a week. Due in six months? $2 a week. Paid fortnightly or monthly? Same idea.

When it's due, we issue a voucher. If it needs your car at the garage, we'll give you and your mechanic a heads-up. If it's something we can sort ourselves, like your rego, RUC or roadside assistance, we'll redeem the voucher for you automatically.

We look up your plate on the NZ vehicle register: make, model, year, and when your WOF, rego and RUC are due. From that we work out what your car's likely to need over the next 12 months, and what that comes to each payday, whether you're paid weekly, fortnightly or monthly.

Your mechanic. When you sign up we'll suggest one near you from our network, and you can change it any time, for anything. When something's due, we send a voucher to you and your mechanic, and you book in with them like normal. Once the job's done, they request payment from the voucher, we let you know, and you approve it. A bit like tapping your eftpos card.

Yes, as long as they're part of our network. If they're not yet, send them our way. They can give us a call or get in touch through our contact page. The more the merrier.

It happens. Servicing sometimes turns up extra work. Talk to us. We can usually shuffle value across your vouchers to cover repairs, and if that's not enough we can arrange a top-up payment to get it done. Nothing gets paid without your say-so.

When you sign up, we'll encourage you to set aside a bit extra for repairs, so you're never on the back foot.

It depends on your car and what you're covering. Pop in your plate and we'll show you exactly what comes out each payday, our membership fee included. No hidden extras.

There isn't one. We charge a small membership fee to run your plan, and you'll see it in your quote before you sign up. That's how we make money. Everything else you pay goes towards your car.

No. No interest, no debt, no credit check. You pay for your vouchers a bit at a time before you need them, not after. Limber isn't a lender.

Right now: WOF or COF, rego, scheduled servicing, road user charges, 24/7 roadside assistance, and repairs picked up at your WOF or service.

Coming soon: tyres, fuel, car insurance, and one-off items, which can be anything you like, from cambelts to brakes. If your mechanic recommends something, you can add it, but you never have to.

In the meantime, your service voucher works at the garage, so if some of it goes on tyres, that's fine by us.

Partly. Add repairs to your plan and you'll have something set aside for extra work picked up at your WOF or service. It's not breakdown cover, so if something big goes out of the blue, talk to us. We can usually shuffle value across your vouchers or arrange a top-up.

Accidents, cosmetic damage and modifications. Autocare isn't an insurance policy. Car insurance is on its way, though.

It can. We recalculate your plan every day using the latest info we have, so if a provider changes their price or you drive more or less than expected, your payments adjust automatically. We'll always let you know when they change. You can also set a limit: changes under it go through automatically, and anything over it, we check with you first.

No drama. You can catch up with a one-off payment, or we'll recalculate and take a little more from each payday until it's due. As long as each item's paid off in full by the time it's due, your voucher still lands on time.

Your plan can go with the car to its new owner, or move across to your next car. Your call.

No. Cancel any time. There's a one-off cancellation fee, set out in your plan, and anything you've paid in that hasn't been used on a voucher comes back to you.

Yes. Add as many as you like to one plan. Each car gets its own vouchers and its own schedule, and it all comes out in one payment.

Yep. One plan for the whole whānau, so you know everyone's car is covered: yours, your partner's, the kids' first car. Everyone gets a heads-up when their car's got something due.

We do. If you run a few work vehicles, Limber keeps every WOF, rego, service and RUC on track across the fleet. Get in touch through our contact page and we'll set you up.

If you drive a diesel, a fully electric or a plug-in hybrid, yes. Petrol cars, standard hybrids included, currently pay their share through tax at the pump. Pop in your plate and we'll tell you whether RUC is part of your cost.

The government plans to move all vehicles onto RUC and scrap the tax on petrol. No date's been set yet, but when it happens, we'll have your back.

Yes. We estimate how many kilometres you'll do, spread the cost across your paydays, and buy your RUC automatically before you run out.

We've got it covered. Every now and then we'll ask for an odometer reading so we're buying your RUC at the right pace, and your plan adjusts automatically. Can't get to it? No stress. We also get your latest reading from NZTA every time your car has a WOF.

You could. Most people mean to and never quite get around to it. Limber does it automatically, so it happens whether you remember or not.

Virtually all of New Zealand. Our mechanic network is growing fast, and if yours isn't in it yet, send them our way.

On your first payday after your direct debit is set up.

Not long. Pop in your plate and we'll call you to go through your plan. Once you're happy, setting up your direct debit takes a couple of minutes.